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Payday Loan Charges
Our Representative APR is 1734%. This means that the majority of our payday lenders charge 1734% APR.
APR is an annual representative percentage and all interest rates for borrowing in the UK must be displayed against borrowing for a year (365 days) which is why the APR is for a payday loan seems high. A payday loan is only usually taken out over a period of 31 days and the APR generally includes any administrative or arrangement fees. Some lenders may charge extra for same day transfer of cash. Please make sure that you view the costs before you accept the lenders agreement.
Representative Loan Example
• If you borrow £200 for 28 days
• The amount you pay back will be £250
• The total charge for credit will be £50
• The APR (annual percentage rate) is 1734%
Please read the terms and conditions of the payday lender that accepts you and ensure that you know what you are signing up to. You must ensure that you can afford to pay back your payday loan on the date that you have agreed with your lender
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